Medical/Dental/Vision Benefits – Civiltec provides comprehensive medical/dental/vision insurance benefits for our employees and their dependents through its participation as a member firm in the ACEC Life/Health Trust. All full time employees are eligible for this insurance benefit, and become eligible the first day of the month following their 90 day trial period. Civiltec pays 100% of the premium cost for employee-only coverage, in addition to providing reimbursement of any plan deductibles for all levels of coverage.
Eligible employees who have completed five years of continuous service have 50% of the health insurance premium costs for their dependents paid by the Company. This generous premium offset increases an additional 5% each year thereafter until 100% of the dependent premium cost is paid by the Company after fifteen years of continuous service.
Medical – The ACEC Life/Health Trust Medical plan gives Civiltec employees freedom of choice—the insured may choose any physician or hospital, and enjoy the highest level of benefits by utilizing in-network providers. The following coverage is included with the plan:
- Unlimited Lifetime Maximum
- Wellness Benefits
- Discount prescription plan through Caremark
- Laboratory Benefits through Lab Card/LabOne
Dental – The ACEC Life/Health Trust Dental Plan emphasizes preventive care and ongoing maintenance. Plan highlights include 100% coverage for routine dental services such as oral exams, X-rays and other preventative care, in addition to generous coinsurance for restorative care and orthodontia. |